Last Updated: March 21, 2026
Welcome to Dhruv Guides
(https://dhruvguids.com/).Our goal is to simplify Finance, Banking, and Government Schemes for our readers. However, before using our website, please read the following points carefully.
1. Not a SEBI Registered Advisor
Dhruv Guides is NOT a SEBI (Securities and Exchange Board of India) registered investment advisor or a certified Tax consultant. The financial information, tips, and strategies shared on this site are based on our own research and personal experience. Please do not consider this as Professional Advice. Always consult a certified professional before making any financial commitment or investment.
2. Accuracy of Government Schemes & Banking Data
We strive to provide accurate information regarding Government Schemes and Banking products (Loans, Credit Cards, etc.). However, government policies, eligibility criteria, and bank interest rates change frequently. Therefore, we strongly recommend verifying the latest details from the Official Government Portals or the respective Bank’s Website before applying.
3. No Guarantee of Loan or Card Approval
Dhruv Guides only provides information on how to apply for various financial products. We do not guarantee the approval of any Loan, Credit Card, or Insurance. The final decision rests entirely with the respective Bank or Financial Institution based on their internal rules and criteria.
4. No Fees for Services
Dhruv Guides NEVER asks its readers for any money, processing fees, or file charges for providing information or helping with applications. Please be cautious of anyone asking for money in our name.
5. Limitation of Liability
Financial decisions always involve risks. Dhruv Guides will not be responsible for any financial profit, loss, or legal issues arising from the use of information provided on this website. You are solely responsible for any steps you take, and it is strictly at your own risk.
6. Affiliate and Third-Party Links
Our website may contain links to external banks and financial platforms. Some of these may be Affiliate Links, which means we may earn a small commission if you sign up or apply through them (at no extra cost to you). We have no control over the content or services of these third-party websites. Please apply or sign up only if you agree to their terms.
7. Your Consent
By browsing our website (https://dhruvguids.com/) or using its content, you agree that you have read this Disclaimer and fully agree to all its Terms & Conditions. If you disagree with any part of our Disclaimer or Privacy Policy, we kindly request you to stop using our site.
Contact Us:
If you have any suggestions or questions, you can email us at:
Email: hemkumar28312831@gmail.com